CEO Coinbase, Brian Armstrong bilang.
“Kirim uang ke luar negeri harusnya langsung sampai, tanpa dipotong brutal.”
Dan dia benar.
Sistem lama itu rakus.
Kirim uang kerja keras ke keluarga di luar negeri,
dipotong biaya transfer, biaya koresponden, biaya konversi, kurs dipermainkan.
Uang belum sampai, sudah kurus duluan.
Itu bukan layanan.
Itu cukai modern yang dilegalkan.
Di era internet real-time,
uang masih jalan seperti tahun 1980-an.
Lambat. Mahal. Tidak transparan.
Setiap “haircut” itu tamparan ke pekerja migran.
Tamparan ke UMKM.
Tamparan ke orang yang kirim nafkah lintas negara.
Blockchain muncul bukan buat gaya-gayaan chart hijau.
Tapi buat potong perantara rakus.
Settlement cepat. Biaya tipis. Transparan.
Kalau teknologi sudah bisa kirim data dalam milidetik,
kenapa uang masih disandera hari kerja dan biaya absurd?
Ini bukan cuma soal crypto.
Ini soal keadilan finansial.
Uang lo adalah tenaga, waktu, hidup lo.
Tidak ada sistem yang berhak menggerogotinya seenaknya.
Kalau kirim 1000, harus sampai 1000.
Tanpa drama. Tanpa dipereteli.
Dunia butuh sistem keuangan yang efisien.
Bukan yang gemuk karena biaya.
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